🇨🇦 Have You Been A Victim of Identity Theft?

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Identity theft is the deliberate use of someone else’s identity, usually as a method to gain a financial advantage or obtain credit and other benefits in the other person’s name, and perhaps to the other person’s disadvantage or loss. The person whose identity has been assumed may suffer adverse consequences, especially if they are held responsible for the perpetrator’s actions.

Indicators that you may be a victim of identity theft

Identity-Theft-PreventionThe majority of identity theft victims do not realize that they are a victim until it has negatively impacted their lives. Many people do not find out that their identities have been stolen until they are contacted by financial institutions or discover suspicious activities on their bank accounts. According to an article by Herb Weisbaum, everyone should assume that their personal information has been compromised at one point. It is therefore of great importance to watch out for warning signs that your identity has been compromised.

The following are ten indicators that someone else might be using your identity.

  • Credit or debit card charges for goods or services you are not aware of, including unauthorized withdrawals from your account
  • Receiving calls from credit or debit card fraud control department warning of possible suspicious activity on your credit card account
  • Receiving credit cards that you did not apply for
  • Receiving information that a credit scoring investigation was done. They are often done when a loan or phone subscription was applied for.
  • Checks bouncing for lack of enough money in your account to cover the amount. This might be as a result of unauthorized withdrawals from your account
  • Identity theft criminals may commit crimes with your personal information. You may not realize this until you see the police on your door arresting you for crimes that you did not commit
  • Sudden changes to your credit score may indicate that someone else is using your credit cards
  • Bills for services like gas, water, electricity not arriving in time. This can be an indication that your mail was stolen or redirected
  • Being not approved for loans because your credit report indicates that you are not credit worthy
  • Receiving notification from your post office informing you that your mails are being forwarded to another unknown address
  • Your yearly tax returns indicating that you have earned more than you have actually earned. This might indicate that someone is using your Social Insurance Number e.g. SIN to report their earnings to the tax authorities.

My Thoughts

16410_10151248525646890_733396473_nI am reaching out in the hopes that somewhere out there is an individual or organization that may be able to assist me. There has to be someone that can assist, to take you at your word and find the truth and bring those responsible to justice, but most of all restore my dignity and return my life to me please . This type of crime is the resemblance of some sort of voodoo or witchcraft, a curse that can steal your soul, tear you down to the very core, eating away your dignity, integrity and self respect because when labelled a thief all doors don’t just close, they slam in your face. Also if you are a member of the LGBT community I have also discovered that in most cases we are presumed to be guilty and denied a due course process. All attempts of seeking assistance, no matter where, I got the same answer, “You won’t get no recourse here” before disconnecting the call, that was more than ten years ago I started, but the same answer I still get today after three Human Rights Claims and then some with;

  • Canadian Human Rights Commission, 
  • Human Rights Tribunal of Ontario,
  • Superior Court of Ontario
  • Superior Court of Quebec

and most recently (Pending) 

  • Commission Des Droits de la Personne/Human Rights Commission, Quebec
  • CNESST Committee on Workplace Standards, Equity, Health and Safety, Quebec

It can put you in the spotlight with government agencies and law enforcement and sentence you to a life of Terror & Dread if you survive, only now wishing you were dead.

In 2004 I leased  a vehicle, the engine failed after a couple of weeks, the vehicle was returned for repair to no end. After a two year court battle whereas I was a self represented Litigant, being issued a judgement against two Finance Companies and a Auto Dealership, in the Superior Court of Justice, Brampton, ON June 27, 2006.

In July 2006 Royal Bank of Canada entered derogatory information in my credit files which caused a rippling effect, after more than two years of mobbing, losing my employment of seven years and fighting just to survive to date.

The following is a short list of what I would endure in the years that followed:

Beginning in 2005 I was charged double of what others pay for or denied; all public services, everyday products, Interest rates, charges and money stolen from bank & credit card accounts, police service harassment, accounts created and or additions added to my existing accounts {ex: cable, internet, home & cellular phone etc accounts} that I did not request nor would they remove the services upon my request, harassment & discrimination from local employment agencies as recent as last week, they refused to renew my drivers licence & health card, decrease in employment income Tax deductions, the creation and or adjustment of Federal & Provincial Tax account balances, sexually assaulted at my family doctor’s office during a prostate exam, harassment & violence at every position of employment to date, harassed by every landlord to date and or they have entered my unit and removed items of value without my consent or knowledge, one year ago totally destroying my vehicle right in the driveway and most recently death threats and attempts on my life, without reason from where I’m standing.

This is not the entire list, but it gives you an idea of why I say sometimes;  “I don’t know how or why I’m still alive”. I have told many people that I can’t believe that this sort of thing is happening because of myself seeking Justice or my sexuality, but I now believe that “Identity Theft” is an act of retaliation for the obtaining of Justice and to discredit me and or anything I say!

One Human Rights Tribunal Claim that was settled out of Court!

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The one question that continued to defy me all these years is,

Why did they not deal with the matters in a court of law rather than doing everything humanly possible to try and dispose of me?

Well the answer to that question is an “Admission of Guilt“, knowing that also explains the court delays, no shows, being rejected by every legal professional for representation for 10+ yrs so I learnt how to represent myself.

What wisdom taught me about the Law

So in closing Canada is a Fabulous Country (William Shatner) but for the most part our Justice system is broken because the administration and its processes are flawed, meaning justice not taken seriously by most, the smirk when mentioned, so how can you say that it’s not flawed?

ex: when an individual is as guilty as hell, video shows the perpetrator’s face clearly while committing a major crime but instead of due process, resulting in incarceration not more than 5 years, but surprisingly the perpetrator got a break and is only fined 500$ and released Why? because his parent is an elected official that pulled some strings or the judge was a friend of a friend, there should be no favoritism in justice so therefore it is broken.

Article Posted October 25, 2017 by Terry.K

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Royal Visit 2016 Day 1 ~ Will and Kate arrive in Victoria, B.C.

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Choose a job you love, and you will never have to work a day in your life. ~ Confucius

kings-1WATCH ABOVE: Prince William and Kate along with their two children, George and Charlotte, step off the plane in Victoria, B.C. to begin their royal visit to Canada.

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williamkateThe Duke and Duchess of Cambridge, Prince William and Kate Middleton, arrived at Victoria Airport on Day 1 of the Royal Visit 2016 amid the excitement of thousands of royal fans.

The Royal Family was met by Prime Minister Justin Trudeau and his wife, Sophie Gregoire Trudeau, B.C. Premier Christy Clark and her son, Hamish, and Governor-General David Johnston and his wife, Sharon.

Prince William walked out of the plane holding Prince George hand while Kate carried Princess Charlotte down the stairs to the tarmac. 

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The Science of Happiness

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“A free eight-week Science of Happiness course that will offer practical, research-backed tips on living a happy and meaningful life.”  ~ The Huffington Post

A-ROTFLWe all want to be happy, and there are countless ideas about what happiness is and how we can get some. But not many of those ideas are based on science. That’s where this course comes in. “The Science of Happiness” is the first MOOC to teach the ground-breaking science of positive psychology, which explores the roots of a happy and meaningful life

Starts on September 6, 2016

5192644573003776grandpa-and-child-smiley-emoticonStudents will engage with some of the most provocative and practical lessons from this science, discovering how cutting-edge research can be applied to their own lives. Created by UC Berkeley’s Greater Good Science Center, the course will zero in on a fundamental finding from positive psychology: that happiness is inextricably linked to having strong social connections and contributing to something bigger than yourself—the greater good. Students will learn about the cross-disciplinary research supporting this view, spanning the fields of psychology, neuroscience, evolutionary biology, and beyond.

What’s more, “The Science of Happiness” offers students practical strategies for tapping into and nurturing their own happiness, bbq including trying several research-backed activities that foster social and emotional well-being, and exploring how their own happiness changes along the way.smilie-face

The course’s co-instructors, Dacher Keltner and Emiliana Simon-Thomas, are not only leading authorities on positive psychology but also gifted teachers skilled at making science fun and personal. They’ll be joined by world-renowned experts discussing themes like empathy, mindfulness, and gratitude—experts including Barbara Fredrickson, Paul Ekman, Sonja Lyubomirsky, and Jon Kabat-ZinnHealth professionals who register can earn continuing education units for their participation.

Consider signing up for this course with a friend or group tweet about your registration, share it on Facebook, and use the buddy system to stay on track. Join the conversation on The Greater Good Science Center Facebook page, or in the BerkeleyX: GG101x The Science of Happiness Facebook group.

What you’ll learn

  • Discover what happiness is and why it matters to you
  • Learn how to increase your own happiness
  • Understand the power of social connections and the science of empathy
  • Discover what is mindfulness and its real world applications

Meet the instructors

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Pursue a Verified Certificate to highlight the knowledge and skills you gain ($49). 

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The Archives ~ A Consumer Request

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“Study the past if you would define the future.” ~ Confucius

press-press-female-lady-smiley-emoticon-000235-largeI have posted about my issues this last few years but what would you see if I re-winded my life back to 10 years ago, would my life be different or the same? as I open the archives of my life it only proves how much help I got, take a spin back with an email I sent to The Ministry of Government Services on September 30, 2006, regarding issues that remain unchanged today, they never did respond, well not by email! read it below. ~ Terry.K

Fr: Terry <terrykinden@rogers.com>
To: infomgs@mgs.gov.on.ca
Date: September 30, 2006 at 7:47 PM
Subject: Equifax/TransUnion

crazy-happy-smiley-emoticonThe world wide web reveals how many people there are throughout Canada and the U.S that have had the same experience with Equifax & TransUnion, I have joined forces with a few of them, we will be seeking answers and closure, indeed over the coming months and or years for that matter, you will be hearing more from and or about us the Consumers.

I stated earlier last year to “Adrie Moukas (Senior Specialist) for Equifax Canada” that legislation has to change, any and or all information and or accounts should be verified before being added to a credit file, also confirm with reasoning to the consumer why it’s being added, this is the type of individual required in these important positions, a bias individual.

smilie-rainbow4The positions these people occupy require a exceptional person with an open mind and the arbeitend_0001ability to view consumer complaints and have a bias opinion, a Specialist or investigator holding a degree or specialised training. These are qualities that it seems they may-not process and or use and is just one of the reasons the courts are over loaded, and causes chaos with in society, there seems to be only one objective, compassion for the creditor and a total lack of respect for the Consumer, legislation, and policies & procedures which do exist.

We as Canadian Consumers should be more selective with who occupies these positions being it’s our personal information they are controlling, in doing so, I believe it would also relieve some of the pressure on the court system.

During litigation I just recently completed, my  credit 6i3zxbkmfiles were knowingly & seriously abused by both bureaus to discredit me before the trail, all complaints I filled were investigated or so I was told, of course I had to go to the courts to get results. Knowing that in my opinion I don’t know how that constitutes specialists, in fact they appear to just be individuals holding positions to support & protect the creditors, we are not criminals but Consumers not given the benefit of doubt by a unjust Business & Financial community which needs some improvement and or changes and should be given due consideration by our elected officials.

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When Defiance Over Rules Kindness

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“I apologise if your name appears in my story & in my life, it’s not there because I wish it, it’s there because you put it there” ~ Terry.K

chuckie-rcmp-sad2.10202It is said and believed that I made a grave mistake by moving to this province while working in Ottawa and living in Renfrew, let me elaborate, suitable living accommodation’s were well beyond my affordability in Ottawa.

At the time I was living in Renfrew and it was the same there as it has been here, I really wanted to get out of there so bad due to extreme harassment & discrimination, but not only that, it was partially due to the commuting to Ottawa everyday, a 2.5 hour drive twice daily, after 6 months of doing so and getting very costly, the travelling time was getting to me, not to mention the wear and tear on my now older vehicle, a co-worker suggested I move to Gatineau because the housing was more in line with my income, unaware of rental costs in Gatineau and knowing I could not afford to live in Ottawa, I decided to check out his claims which I found to be true, so on May 1, 2010 I took the plunge and moved here. 

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Now after 6 years of living here, in all honesty I now see as the worst decision I have made in my entire life, which to me was no worst then being trapped in hell, my belief that truth, integrity and chatter-box-smiley-emoticonjustice existed everywhere was diminished greatly, as I questioned life and now realised after the results of the last 10 years that I was deceived all my life into believing, that everything I was taught and raised to believe, holds no truth, so much so, I now question the very fabric of life itself, controlled by a man that, instead of using his power of Kindness to assist he choose his power of defiance!

On July 18, 2016 I made the decision to file my formal dispute with the Canada Revenue Agency which is pictured below, I was astonished when an employee of Quebec Revenue brought to my attention that Richcraft Group of Companies knowingly made false entries to my T-4 slip in regards to my employment income which considering they fired me but not before assaulting and harassing me beyond belief.

Taking in consideration that the countless agencies and individuals I have contacted over the pouting-face-smiley-emoticoncourse of the last 8 to 10 years in regards to my disbelief of what was happening to me, the assistance I was requesting  and my concerns were all ignored, what does that say about us as a people? what does that say about Canada as a whole? unfortunately it’s says a lot, what this whole situation shows me is that truth, integrity, honesty and justice is defiant and crime rules.

“When you speak, speak kindly, when you listen, listen wisely” ~ Terry.K

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I now believe I would have had a better life if I had embarked on a life of crime, it appears so according to the life I now have, repect for Truth and Justise got me nowhere, it also confirm’s my trust in governments and organisations such as Amnesty International whom also turned their back to me, not to mention disconnecting myself from campaigns such as the the Sustainable Development Goals because based on my own concerns being ignored and without resolve.

In my opinion, world peace and achieving the Goals is a long way from ever becoming reality, they are more like science fiction, at this point in time, that is compared to the out come of the chaos in my life which is just pushed aside, honestly riddle me this, how can I possibly have faith in a system and preach it to the world while not believing in it myself, I can’t and won’t do that, that would be considered betraying the people and lying, sorry but that’s just not me.  

Regarding my campaigning for the goals, in essence when they are taken a little more seriously I might reconsider, which I won’t have to reconsider because it won’t be in my life time, don’t get me wrong, the goals are what the world needs to heal but unfortunately right now, today, my belief in obtaining the global goals, it’s probability of success is equal to or has the same result as trying to start a vehicle without an engine, as long as this type of individual is left to create chaos, it just ain’t going to happen, only when we have respect for Human Rights for all humanity as a whole, then and only then will we have a shot at implementing the Sustainable Development Goals, maybe then, the world will know peace. #Peace&Love.. Terry.Ktransparanvy

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Heads Together ~ A Mental Health Campaign

About_us

“Bottling everything up can become self-destructive and as men we can be socially awkward. CALM offers a way to break the silence.”~ Esco Williams, musician

Through our work with young people, emergency response, homeless charities, and with veterans, smilie-sherk3we have seen time and time again that unresolved mental health problems lie at the heart of some of our greatest social challenges.

-king-of-the-worldToo often, people feel afraid to admit that they are struggling with their mental health. This fear of prejudice and judgement stops people from getting help and can destroy families and end lives. Heads Together wants to help people feel much more comfortable with their everyday mental well-being and have the practical tools to support their friends and family.

Being the 2017 Virgin Money London Marathon Charity of the Year is the perfect springboard for the Heads Together campaign. We cannot wait to see hundreds of runners hitting the streets of London next April to end the stigma and change the conversation on mental health once and for all.

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The Duke and Duchess of Cambridge and Prince Harry are spearheading the Heads Together campaign to end stigma around mental health. Heads Together aims to change the national conversation on mental health and well-being, and will be a partnership with inspiring charities with decades of experience in tackling stigma, raising awareness, and providing vital help for people with mental health challenges.

fairy tale princess2There has been huge progress made to tackle stigma surrounding mental woman2health in recent decades, but it still remains a key issue driven by negative associations, experience and language. Through this campaign, Their Royal Highness’s are keen to build on the great work that is already taking place across the country, to ensure that people feel comfortable with their everyday mental well-being, feel able to support their friends and families through difficult times, and that stigma no longer prevents people getting help they need.

They are privileged to be working with partner charities who have achieved so much in tackling stigma, raising awareness, and providing vital help for people with mental health challenges. The team of charity partners working on Heads Together covers a wide range of mental health issues that are close to The Duke and Duchess and Prince Harry’s passions.

They are:

There will be a number of ways to get involved and show your support for the campaign. Sign up to join the campaign and be kept up to date here and apply to run for Heads Together in the 2017 Virgin Money London Marathon. Heads Together runners will raise vital funds and awareness for our charity partners and play their part in starting conversations on mental health with their friends, families and workmates.

Heads Together is an initiative coordinated by The Royal Foundation of The Duke and Duchess of Cambridge and Prince Harry, registered charity no. 1132048

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Standing Together to Stop the Violence

white-house-finishHating people because of their colour is wrong. And it doesn’t matter which colour does the hating. It’s just plain wrong. ~ Muhammad Ali

The following is a message I received yesterday and thought it would be a benefit to my American friends, but also realising it’s a piece of advise that would not hurt for us all to consider, and deserves to be shared…Peace&Love Terry.K.

“This violence has to stop”

smilie-policeThis has been a trying week for America, as Americans, we are all wounded by the targeting of the police force in Dallas and the deaths in St. Paul and Baton Rouge, now, I know a lot of you might ask, “What can I do?”
You can do a lot—right now, this weekend.
This weekend, it is on each of us to be a visible force in our communities for non-violence. Join together online, in your neighbourhood, in your houses of worship, around your kitchen table. For all of you community leaders, use your platforms to heal and unite. Talk and listen, see and hear each other during this moment for our country that requires profound introspection and dialogue. To find helpful resources in your community, visit the Department of Justice’s Community Relations Service at www.justice.gov/CRS.
For if not you, then whom? If not now, then when?
 
In the days and weeks ahead, we’ll continue offering our thoughts and prayers to provide comfort to the broken-hearted families. But they will only be redeemed by the courage of our actions americathat honour their memories.
I believe the Dallas Police Department is one of the finest in the nation—and this incredibly diverse city can bridge any divide. 

To paraphrase Dallas Mayor Mike Rawlings, let us use our words carefully. Let us act with unity, not division.

As Dallas Police Chief David Brown—one of the leading chiefs in America—said, “there are no words to describe the atrocity that occurred to our city, all I know is that this must stop, this divisiveness between our police and our citizens.”

Captain-America-Captain-America-Captain-America-Smiley-Avengers-smiley-emoticon-001101-facebookThis violence has to stop, it is not normal, and it is not who we are, so while we’re being tested, we can’t be pulled apart,  we are America, with bonds that hold us together.

We endure, we overcome, we stand together.


Joe Biden

Vice President of the United States 
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Forces of Change by Julio Frenk – Jun 16, 2016

The Fight for Global LGBT Justice Cannot Wait

How Our Collective Action Can Change the World

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Happy 4th of July America

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The Story of the Fourth of July

The Declaration of Independence  

smilie-chuckie2We celebrate American Independence Day on the Fourth of July every year. We think of July 4, 1776, as a day that represents the Declaration of Independence and the birth of the United States of America as an independent nation.

But July 4, 1776 wasn’t the day that the Continental Congress decided to declare independence (they did that on July 2, 1776).

It wasn’t the day we started the American Revolution either (that had happened back in April 1775).

And it wasn’t the day Thomas Jefferson wrote the first draft of the Declaration of Independence (that was in June 1776). Or the date on which the Declaration was delivered to Great Britain (that didn’t happen untilNovember 1776). Or the date it was signed (that was August 2, 1776).

So what did happen on July 4, 1776?

The…

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Ready for a gay Miss America? Miss Missouri aims for title

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red rose love facebook chat code“Everything has its beauty but not everyone sees it.” ~ Confucius

Article posted by Ken Stone on June 23, 2016 in Hollywood

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Father’s Day 2016

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It is worth remembering that sometimes the best possible gift would simply be recognition and thanks for all the effort put into being a good Dad who cared about his family.

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Gordon Edward Kinden Senior

With my mom and her rollers 🙂

The Foundations of Life He Built

images (16)Father’s Day is a celebration of fathers started in the United States in the early twentieth century. It can be seen as a complement to Mother’s Day but the holiday is not as popular as Mother’s Day. Partly because it is much younger — it became official in 1972 while the latter in 1914.

Traditionally the father was the breadwinner while the mother was a housewife and raised the children. But that traditional family model is now less common. Nowadays often both parents work and share responsibilities associated with raising children and taking care of the house. Scientific studies confirm that fathers have a role to play in images (8)child development and affect the course of their children’s development, for good as well as for ill. Studies have consistently showed that paternal warmth, nurturance and closeness are associated with positive child outcomes even if fathers spend less time with their children than the mothers.

Father’s Day is a great opportunity to appreciate the love and effort of our fathers. Fortunately, in recent years, it is getting more media attention, schools organise activities related to Father’s Day and retailers promote buying fathers special greeting cards and male-oriented gifts such as electronics and tools.

Expenses related to the celebration of Father’s Day are still much smaller than those associated with the Mother’s Day. Obviously, this is due to smaller popularity of the former and lesser degree ripof commercialization. It should also be taken into account that that some children are brought up without a father. Perhaps it is also harder to buy good gift for Dad because often anything he wants he has already bought, or it is too expensive to buy for a Fathers Day

be758353de2fdaf7a5ae2f4a8a391405Men really need to feel respected and appreciated but often do not know how to ask for it. For some fathers the best gift would be to let them spend Father’s Day alone and do whatever they want to, while for others the ideal would be to spend more time with their loved ones, especially children.

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Mr. Gordon Edward Kinden Sr. & Mrs. Hilda May Vincent Kinden

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To all Fathers Every where, have an awesome day. ~ Terry.K

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