Mr. Kinden, Further to our phone call yesterday, I am writing you to request new information or documentation in support of your allegations against Pascal Gagnon of Ginsberg, Gingras & Associates Inc.
To summarize our call yesterday, I advised that, based on the information I had available to me at the time, it did not appear that I would be able to “reopen” your prior complaint. Our conversation ended abruptly shortly after that without me being able to explain what I meant, and without us having discussed your concerns in more detail. What I was unable to explain at the time, is that we require new information/evidence concerning a trustee’s conduct/administration in order to “reopen” a complaint to which the Office of the Superintendent of Bankruptcy (OSB) has previously responded.
Please take into consideration that the OSB can only operate within the scope of its regulatory mandate, which is to say that we do not advocate for any party in a bankruptcy proceeding. Please also note that Ginsberg, Gingras & Associates Inc. do have a right to refuse reappointment to the administration of a bankruptcy estate once an application for bankruptcy discharge has been heard by the Court. If you are looking for someone to advocate on your behalf you may want to seek independent legal advice or alternatively legal aid.
What I understand of your concerns/allegations so far is that (1) Ginsberg, Gingras & Associates Inc. refuses to work with you, (2) no other trustees is willing to work with you, (3) you cannot afford a lawyer, and (4) the Court in Gatineau is unable to help you. Please confirm if this is accurate and please provide any additional information and evidence in support of your complaint against Ginsberg, Gingras & Associates Inc. As noted previously, as the regulator we cannot advocate for you and we have no authority to facilitate your application for discharge from bankruptcy.
If you are unable to provide a response to my request with the requested information by April 26, 2018 I will close your complaint based on the information provided.
Thank you, Matthew Small
Senior Bankruptcy Analyst, Office of the Superintendent of Bankruptcy
Innovation, Science and Economic Development Canada / Government of Canada firstname.lastname@example.org / Tel: 416-270-2028 / TTY: 1-866-694-8389
“There are few experiences in life as painful and brutal as the failure of a small business. For a small business conceived and nurtured by its owner is like a living, breathing child. Its loss is no less traumatic than losing a loved one.” ― William Manchee
“To whom it may concern”
On Feb 11, 2011 I retained the services of Pascal Gagnon,Ginsberg Gingras regarding a matter of personal Bankruptcy, after filing I was totally ignored by Mr Gagnon, every phone call, email and voice message and even mail I sent, he or his office in Hull did’t respond.
When the matter went before the courts he did not advise me of the out come and again did not answer to my concerns.
I have had attempts on my life, harassed by Police and put on the street not being able to obtain employment, all other local trustee’s I contacted in the Ottawa/Gatineau region refused to assist, I filed a complaint with the Superintendent of Bankruptcy regarding his lack of ethical professionalism with respect to his dislike for myself which was also ignored.
I sent numerous emails, made phone calls and message after message, after 5 years he finally answered a partial of that email and his exact words is included below.
I relocated back to my home province (Newfoundland) on April 8, 2018 due fear for my safety & health after the local Police in Gatineau forcibly removed me from my home and put me in a holding cell for a charge that did not occur on Feb 20, 2018 losing more than half of my belonging never to return there again. A friend bailed me out.
After returning home I contacted a trustee here in St John’s Newfoundland who gave me the information that he should have given me, “the file was adjourned”.
The last time I contacted him regarding the Bankruptcy was Oct 5, 2016, there was no attachments with his response which follows:
Mr Gagnon’s words taken as is from his last email (10/5/16)
“Hello Mr Kinden, First, let me tell you that both your tone and your threath are not acceptable. Second, please note that this will be the last email that I will adress to you. I will not answer to any further email or correspondance from you. You will find attached a copy of the OSB answer to your complaint. As stated in that letter you are free to contact another trustee’s office or your legal councel in order to apply to court for your discharge. Regards, Pascal Gagnon”
I will not deny my tone after 5 years of being ignored, during this time (year 1) I was enrolled in A Trucking program in Montreal
The dollar amount or loss I’ve endured is to far reaching than I could ever estimate, I cannot find a Bankruptcy Trustee that will take on the case to finish or clear up his mess, as I am on social assistance and financially cannot pay the required fees and kindness cannot be found with in the Bankruptcy and Insolvency process.
I would like assistance with the issues of such serious nature of the grief Mr Gagnon has created in my life now living in fear for more than 7 years.
I am finally going to share a short version of my story from 2001 to 2018. The short version is 1 1/2 hours long which is the shortest I could make it, talking kinda fast which didn’t help shorten it so as to be understood. I apologize now all the hums and awes, as I did it once without editing, in da raw. Why? because it’s time, so if you can stand to listen to me for an hour and a half then click play
#LisaPigeau started working as a frontline worker (community support worker) with Metis Nation of Ontario (MNO) in 1999, where she helped families in need access appointments and relevant care. Lisa is now the MNO manager of Ending Violence Against Indigenous Women, and oversees the Victim Service program and the Ending Violence strategy for the whole province, and soon to be added Indigenous-led Anti-Human Trafficking department. She is the staff person responsible for the work of the Métis Nation of Ontario’s Women’s Council (MNOWC) and the administrator of the MNOWC’s Women’s Leadership project. She is also a nominee of the Suzanne Rochon-Burnett Volunteer of the Year Award, and sits on a number of committees for…
We look forward to seeing you at the Horticulture Building at Lansdowne (1525 Princess Patricia Way) on Thursday March 8th, 2018 from 6:00pm for Ottawa’s annual largest International Women’s Day bash. Come celebrate with friends, honour the recipients of the 2018 Femmy Awards, enjoy our Activist Fair, and engage with the ideas and issues raised on stage.
Free Admission. Free Childcare. Free Snacks. Cash Bar
To sign to this event, please RSVP to our Facebook event page:
“Yes it will be a grace if I die. To exist is pain. Life is no desire of mine anymore.” ― Sophocles, Electra
To start off and jump right in, it’s been awhile since I have done a post here, especially in my own words, but this story has been called upon to be known.
I have been asked many times why I do what I do, and why it matters to me, you don’t have any kids to worry about their future I’ve been told. Some even demanded I stop what I am doing, it’s none of my business very firmly.
I am sure that once you finish reading you will have a better understanding of why the fight for equality and equal rights for LGBTQI2SI people, these issues I hold close to my heart because I’ve been there and take the hatred sorta personal now.
I now consider the LGBTQI2SI community as a distinct society, why? well to answer that I will have to take you back to 1979, when I was at the ripe age of 19.
A time when I’m not liking myself or the life ahead me very much, especially after witnessing what the local town folk referred to as the town queer being beaten by youth many times and how they enjoyed it, but myself no better to stand there and watch while the reality of what I would have to face was far to clear. I would pray as often as I could asking God to change me because I was terrified of what I was and life in general.
Towards the end of the year, late September I scored an Employment opportunity in Labrador City working as a payroll clerk in the mines for The Iron Ore Company of Canada (I.O.C) which temperately occupied my thoughts. I did not understand why I was not attracted to girls, not because I couldn’t get them, not to boast but I had lots to choose from but avoided all of them.
I was determined not to live a gay life and just decided I would forget all about it and started dating one of the my girls friends. But the attraction to boys does not go away, I found myself always looking at the boys and this made me hate myself even more because for the most part it was how I felt after a gay encounter, at which time swearing it would never happen again, so I can relate totally and understand completely why we are so ridiculed and rejected by society.
After a encounter with a first timer, also a friend, he himself had the same reaction which was not a good scene and lead to a pretty nasty fight. The next night at a party with some friends and having way to many beers I left the party alone and went to my sisters, well to my surprise the friend had paid my sister a visit and blamed me for forcing him to have sex, long story short he would end up my secret lover for many years to come until he contracted the HIV virus. Now living in the gay village in Toronto watching all my friends dying around me was the most trying time, I again wanted and was waiting to die. I decided to go back in the closet and left the village and moved to North York a Toronto suburb.
Anyway back to my sister’s place and that dreadful night, she was very upset and said she was going to call and tell our Mother, at that point I was sick to my stomach, I did not want anyone to know especially not my mother. I decided at that instance that I wanted to die and grabbed a knife that was just in front of me on the Kitchen counter top with a 8 inch blade and viciously rammed it into my abdomen (laymen terms Stomach).
Waking up three days later in hospital, wrapped from head to groin unable to move in a room with two other guys. It would be a week before I was back on my feet and another week before I was released. During the week I was bed ridden I got a visit from my brother in law, he said your sister is in this hospital too, a couple rooms down, I asked why, he replied, the trauma from you stabbing yourself in front of her, she had a miscarriage and turned around and left.
I believed that my punishment for failing was now beginning and now wished I was dead. The day before being released I had to see a psychiatrist, the first question he asked was, “Why did you try to kill yourself?” of course I lied, I would not dare tell him the truth. He responded by saying you are very lucky, I did not ever think it was possible, It is amazing how you managed to drive a 8 inch blade all the way into your abdomen and miss every organ causing no serious injury, your free to leave when ever you choose, I was ready and left for home from his office.
Upon arriving home, still living in Labrador City I called my mother whom was in Stephenville, told me to just come home. I returned home, found a girlfriend and was Married six months later, never to ever talk to anyone about what happened to date, and I woke up still not dead again today. 😀
So the moral of this story, it’s twice as hard for us to accept who we are then you, when you are hated for who you are, live means little, but with everything inside us we know we cannot change, left with only a few choices, live life to the fullest in the closet and marry, sneak around for a bit hoping not to be discovered , those of us that do not consider the closet an option will live an authentic life as who we are and fight to the dead, and the worst is sadly two many of us convinced or brainwashed hate who we are so much rejecting life turn to suicide. So the next time you meet or see someone from my community, try showing a little kindness and or respect , I don’t think that is really a lot to ask, with sincere Thanks for your understanding.
“I attempted Suicide, it failed – I got married, it failed – Then I started Fightin” – Terry.K
Article by Terry.K posted February 15, 2018
footnote: TerKinByDesign in reality has nothing to do with designing, only that of who I am
We are excited to announce today that Pride week 2018 will be July 16th-July 22nd, 2018. It is also today that we are announcing that the theme of this year’s Pride is “Together.”
The 2018 board of St. John’s Pride Inc. is working hard to bring you a pride that is bigger and better than ever. Hitting the ground running, we hope that we can keep this commitment to you.
Pride is a time to celebrate, memorialize, and rejuvenate as a community to continue the fight on our journey to equality for all LGBTQ2SI+ people here in Newfoundland and Labrador, across Canada, and throughout our global world.
This year it is time for the LGBTQ2SI+ community in St. John’s – and of course, this invitation extends to all those Newfoundlanders and Labradorians across the province, and wherever they might find themselves, as well as all of their merry friends – to simply come together.
Together, this year, as a community, we have achieved great successes:
Moral success in the form of an apology from the Government of Canada for the historical failings of successive Canadian governments and systemic persecution of LGBTQ2SI+ Canadians, as well as the largest settlement awarded for state wrongs towards the LGBT community in the world;
Legislative success with legislation being passed by the Government of Newfoundland and Labrador to allow individuals to change their designation on a birth certificate to female, male or non-binary;
And electoral success when Virginia, former journalist Danica Roem, a Democrat, knocked off 13-term Republican state Del. Bob Marshall, Virginia’s self-proclaimed “chief homophobe,” and sponsor of the first notorious bathroom bill; Danica becoming the first openly transgender person elected and seated to a state legislature in the United States.
All of these things were achieved when communities came together, through the hard work of individuals who brought us these historic victories for LGBTQ2SI+ people everywhere. These are shining beacons of success, proof of what can happen when an engaged and supportive community comes together.
There are disagreements in our community, and differences in how we think that we should continue down our path to equality.
And while those differences are important to acknowledge, and discuss, and while pride is and always will be inherently political, our hand is extended in our work; in the organizing of St. John’s Pride week 2018, in coming together during this week, and, always, in supporting each other as a community, in our togetherness.
Whatever togetherness might mean to you, know that there is always room at our table, in our circle, and in our community for your Pride. Together we are stronger; together, as the LGBTQ2SI+ community, we are not simply better, but we are at our best.
Way back in 1981, long before the 1000 kilometre Finnmarksløpet became the intensely branded and marketed dogsled race it is today, Sven Engholm and his determined team of huskies ran across snowy Finnmark and won…against 2 other teams.
It was no small feat however, no matter the number of teams. A sleddog race run continuously over 5-6 days, in extreme weather conditions, is a challenging trial against the elements, for both man and dog alike. Nonetheless, Sven Engholm continued to compete, and to win. Another 10 times in fact, with his last 1000 kilometre race in 1994, seeing him beat the closest challenger by 5 hours and 30 minutes.
These days, he’s traded all the grit and glory of racing, for the decidedly tamer business of taking tourists on dogsled day tours or more arduous week long trips.
Egale unveils plans to build and operate Canada’s first emergency and transitional housing facility exclusively dedicated to homeless LGBTIQ2S youth.
May 31, 2016 (Toronto, ON) – Today, Egale Canada Human Rights Trust (Egale) officially unveiled plans to build Egale Centre, Canada’s first and Toronto’s only facility that will combine the proven counselling services of Egale Youth Outreach with emergency and transitional housing exclusively dedicated to serving homeless LGBTIQ2S (lesbian, gay, bisexual, trans, intersex, queer, questioning and Two Spirit) youth. When its doors open, Egale Centre promises to fundamentally transform the support services offered to Toronto’s LGBTIQ2S population.
To help mark this historic occasion, Helen Kennedy, Executive Director of Egale, was joined by Premier Kathleen Wynne, Ontario’s Minister of the Environment and Climate Change Glen Murray, Toronto City Councillor Kristyn Wong-Tam and an exciting group of project partners, including:
Ed Clark, former President and CEO of TD Bank and co-chair of Egale Centre’s capital contributions campaign;
Glenn Pushelberg, partner at the internationally-celebrated design firm Yabu Pushelberg;
Mitchell Cohen, President of The Daniels Corporation, Canada’s preeminent builder and developer of residential and commercial communities across the GTA;
Paul Dowsett, principal architect at SUSTAINABLE.TO, a leading Canadian full-service sustainable architectural practice; and
Greg Spearn, President and CEO of Toronto Community Housing.
There is a clear and urgent need for a facility exclusively dedicated to homeless LGBTIQ2S youth. Nearly one in four homeless youth in Toronto identify as LGBTIQ2S and, facing homophobia at home, they lack the traditional social supports necessary for the transition from childhood to adulthood. Once on the street, these same youth report being afraid to access mainstream shelters and housing for fear of physical, psychological and sexual violence. In response to these challenges, Egale Centre will be exclusively dedicated to homeless LGBTIQ2S youth.
Egale Centre will further distinguish itself from other shelters by incorporating the proven counselling services of Egale Youth Outreach, which has now been operating for over two years. In April 2014, Egale opened this crisis intervention and housing stabilization program to immediately begin addressing the needs of Toronto’s homeless LGBTIQ2S youth. The lessons learned from Egale Youth Outreach have helped shape the core of Egale Centre’s approach, design and operating plan.
At the unveiling, Mr. Clark revealed that Egale Centre has raised $8.7 million of its $10 million campaign goal. Funds have been contributed by a diverse number of people and organizations who shared the belief that Toronto’s homeless LGBTIQ2S youth require the safety, security and community that will be afforded by Egale Centre.
Egale Centre is expected to open its doors in fall 2017.
“It is tremendously exciting to see so many distinguished voices and organizations coming together in support of Egale Centre. This is a one-of-a-kind project that will fundamentally transform and improve the support services available to LGBTQI2S youth in Toronto. On behalf of Egale, I would like to extend my sincerest gratitude and appreciation to all who have contributed toward this important project.”
—Helen Kennedy, Executive Director, Egale Human Rights Trust
“In order to have faith in his own path, he does not need to prove that someone else’s path is wrong.” ― Paulo Coelho
Press briefing by Vitit Muntarbhorn, Independent Expert on protection against violence and discrimination based on sexual orientation and gender identity. UN Photo/Rick Bajornas
27 October 2017 – Immediate action is needed to stop the horrific violations of human rights of people around the world based on their actual or perceived sexual orientation, gender identity and gender expression, a United Nations independent expert said Friday, delivering his first report to UN Member States in New York.
“It is unconscionable that people with an actual or perceived sexual orientation, gender identity and gender expression different from a particular social norm, are targeted for violence and discrimination in many parts of the world,” said Vitit Muntarbhorn, the UN’s first independent expert on the matter.
“Lesbian, gay, bisexual and transgender (LGBT) people suffer a crucible of egregious violations, including killings, rape, mutilation, torture, arbitrary detention, abduction, harassment, physical and mental assaults, he said, noting that they are subjected to lashings and forced surgical interventions, bullying from a young age, incitement to hatred and pressures leading to suicide”.
“More than 70 countries around the world today still criminalize same-sex relations, and in some of them the death penalty may be applied,” he added, presenting his report to the UN General Assembly’s main body dealing with human rights and social and humanitarian issues (Third Committee).
Mr. Muntarbhorn said all laws criminalizing same-sex relationships should be removed from the statute books.
“There is a need for effective anti-discrimination measures covering both the public and private spheres,” the expert said, stressing the need to build a community open to understanding and respecting sexual and gender diversity.
Human rights defenders are also increasingly targeted for their work in raising issues of sexual orientation and gender identity, the expert said, adding that this is another area of great concern.
“Non-governmental organizations, human rights defenders and activists, as well as independent national human rights institutions, play a crucial role in the advancement of an inclusive agenda for all without discrimination and distinction, including through the promotion of understanding of and respect for human rights and gender diversity,” Mr. Muntarbhorn said. “They are agents of change which can activate significant reform processes.”
He said the establishment last year of his mandate to promote action against violence and discrimination based on sexual orientation and gender identity was a major step forward.
UN independent experts and Special Rapporteurs are appointed by the Geneva-based Human Rights Council to examine and report back on a specific human rights theme or a country situation. The positions are honorary and the experts are not UN staff, nor are they paid for their work.
Article Posted October 27, 2017 by the United Nations News Centre
“I regret not getting a formal education, but what did I learn from that? Don’t be afraid to hire somebody smarter than yourself.” – Todd Christopher, Founder of Vogue International
Say What You Mean and Mean What You Say
Integrity is an essential ingredient in being an ethical person. Personal integrity is an innate moral conviction to stand against things that are not virtuous or morally right. To have integrity is to do what you think is right regardless of the consequences attached with your decisions. Persons with high integrity are usually described as trustworthy, reliable, and accountable for one’s actions. In Aristotelian ethics, “There is at least one virtue recognized by tradition which cannot be specified except with reference to the wholeness of human life – the virtue of integrity or constancy.”
Integrity is one of the fundamental values employers seek in the employees that they hire. Integrity is the foundation of a person who demonstrates sound moral and ethical principles at work. Honesty is an essential part of integrity. It means to tell the truth as you know it and don’t hold back even when your words and actions my harm another.
Just imagine your boss says there has been a theft of petty cash funds and asks if you know who did it? You are aware of the act but aren’t certain of the guilty party so you answer by saying: You haven’t heard who might have stolen money from petty cash. Is this an honest response? You did not tell a lie (by commission) because you do not know the culprit’s identity. However, you haven’t been completely truthful because you did not disclose that you know of the act. This is a lie by omission.
Integrity in the workplace is a building block of ethical behavior. Employees can’t be trusted when they don’t tell the entire truth. Consider the following example. A co-worker confides in you that she made a mistake in budgeting sales revenue for the upcoming year. The mistake led to hiring ten additional employees to speed up production. She asks for your advice. Will you tell her to disclose the error right away or wait and see if the actual sales level is less than budgeted?
Let’s assume you told the co-worker to wait and see what happens; she can always admit the mistake down the line. Why cause a problem where no problem exists? It turns out the budget was wrong. Your friend is asked by her boss about it. She’s unsure what to say so confides that she went to you, a more experienced employee, for advice and was told to wait and see. Now you’re part of a cover-up. Your reputation for honesty and trustworthiness is at stake.
The following are essential elements for managers to foster integrity in the workplace:
Define integrity in your workplace and in relationships with stakeholders.
Create a culture of openness and transparency.
Establish a set of ethical standards that promote honesty and full disclosure.
Lead by example: Model integrity by “walking the talk” and demonstrating integrity at every turn.
Take appropriate action against workers who violate the integrity standard.
Reward employees who have demonstrated integrity in their decisions and behaviors.
Confidentiality is a prime example of integrity in the workplace. It is also critical from a legal perspective. Employers have an obligation to keep certain information private. Violation of privacy standards could lead to employment action. Confidentiality instills trust and encourages sincere consideration of the privacy of others.
Integrity can be summed up in the expression: Say what you mean and mean what yousay. Like so many aspects of being an ethical person, it can be easier said than done.